There are loads and loads of information available on the internet regarding health insurance. So I'm not going to get into that discussion. Here’s something that no home economics class will teach. I’ve had to find out through countless phone calls and time on the phone. Don’t get me started on the elevator music I’ve had to listen to. And this is not limited to just one insurance company. I know of several that do this. When you get your list of doctors that are approved for a specific copay and there are several doctors in that practice. You need to check to see that the doctor you want is a preferred physician. Never fall for the standard line: “ Doctor X is on the list, so everyone should be on the list” I just had my health insurer tell me this is not true. I’m not blaming them because they just don’t know. This insurer judges each individual according to what ever standards they set and decides if that Doctor is a preferred doc or not. Finally someone open...